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Topic: Financing and Loans
Part 1: Video - Loan Basics: Understanding the different kinds of loans (VyStarCreditUnion)
The video will be a basic introduction to the different kinds of loans available, and some of the terminology associated with them.
Vocabulary:
dudette: (n.) very casual, familiar term for a woman (equivalent to ‘dude’)
righteous: (adj.) outdated informal term for ‘very good’
secured loan: (n.) a loan backed by collateral
default: (v.) fail to pay back a loan
get (something) in shape: (v.) get something in good condition
wipe out: (v.) get knocked over by a wave while surfing
co-signer: (n.) a person who is responsible for your loan if you can’t repay it
Part 2: Reading - Risk analysis
Before a financial organisation can loan money, it’s important to analyse the borrower’s profile to determine how likely they are to pay back the loan.
